KIU finally has the courage to pack what MAN has left behind. KIU finds an umbrella that MAN used to carry but KEUNG borrows it from her. SAI returns to HK ahead of time and requires KEUNG to keep it as a secret. KEUNG lends the umbrella to SAI, which he has borrowed from KIU. When KIU passes by the coffee shop, she sees the same umbrella that she has lent to KEUNG. At this moment, SAI appears and indicates that he has left behind the umbrella. IVY informs KIU that the insurance premium has not been transferred and KIU has to reveal to IVY that she is separated from MAN. IVY gives KIU her wedding invitation card. KIU happens to overhear the telephone conversation of IVY and finds out that her fiance wants to breach the marriage just before the wedding… IVY invites KIU back home to see the ring template and KIU affirms that SAI is the fiance of IVY…